iTransact Services

Simply Better. We Have a Wide Range of Services To Meet Your Needs.

Traditional Merchant Accounts

Why iTransact? It’s simple: Better Rates, Better Service, and Better Support. There are many companies that offer merchant services, but very few who do it as well as we do, and no one with rates as low as ours. We can save most merchants 10-25% or more on fees; we process transactions on the planet’s largest payment processing network and offer unparalleled support.

  • Trusted Advisors

    CPAs, Accountants, Tax Professionals, Financial Advisors, and Payroll Companies

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  • Go Branded, Go Mobile

    Credit unions, community banks, software, and network marketing

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  • Resellers/Integration

    eCommerce, ISOs, Shopping Carts, and other integration opportunities

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Equipment and Point of Sales Systems:

If you need it, we got it! iTransact provides a full range of credit card processing solutions. Whether it’s an EMV countertop terminal, mobile or wireless technology, Integration with your own Point of Sale, a gateway, custom ecommerce solutions or other peripherals—we can help. No matter your need, our comprehensive offerings allow customers of all sizes to simply, and securely take credit cards. And our prices won’t break the bank!

Mobile Processing (App and Reader):

iTransact’s merchant services remain on the forefront of changing technology. Our mobile applications (apps) and credit card processing devices – are available to any business looking to accept electronic payments. Mobile credit card processing is a real convenience for those businesses that work from a client’s location or for any other reason that takes a business on the road. Our advanced, secure technology lets you safely process all mobile transactions.

iTransact offers all of the same protection and security with our mobile credit card processing that we do with our more traditional services. Here are some of the advantages iTransact Mobile offers to your business:

  • It allows your business to receive payment authorizations in real-time and accept payment anytime, anywhere.
  • It accepts all major credit and debit card types.
  • It’s secure and password-protected.
  • It manages your customers’ information and allows you to email receipts in real-time.
  • It makes trade shows, sales calls, off-site retail opportunities, and other mobile credit card processing situations quicker and easier to deal with.

Remember that mobile credit card processing is also a convenience for your customers. They will not be required to have cash or a check available to complete a purchase. You can quickly and easily email receipts to your customers.

Branded mobile processing app

Gateway

The iTransact Payment Gateway offers unsurpassed security and fast, reliable transaction processing every time you accept a credit card. The iTransact Payment Gateway works with a merchant account obtained from iTransact, and is even compatible with merchant accounts that have been set up with other providers.

  • Using our proprietary payment gateway is an easy way for merchants doing business on the Internet to accept payments while protecting themselves and their customers. It eliminates the cost of having to set up a complex, secure infrastructure of your own.
  • The iTransact Payment Gateway can be linked to a merchant account obtained from iTransact or from almost any other provider, including competitors. You can use it to accept credit cards, debit cards, gift cards, checks, and other electronic payments.
  • Our payment gateway can be integrated into nearly any shopping cart software or used as a stand-alone virtual terminal. You can run transactions directly on iTransact’s secure servers or via a secure server of your own.
  • If you need a shopping cart, we offer RediCart, a Perl-based shopping cart, free of charge.
  • If your business needs to do recurring billing, our payment gateway allows you to schedule repeat billing cycles without having to re-collect your customers’ information.
  • Even if you are away from the Internet, our gateway allows you to phone in a transaction without paying voice authorization fees.
  • We offer a free, fully functional version of the iTransact Payment Gateway to test with your website. Get one here.

Virtual Terminal:

The iTransact Payment Gateway includes a virtual terminal, which allows you to key in credit card numbers received anywhere, anytime. Our virtual terminal can process payments via a web browser on any computer or mobile device. It provides merchants an inexpensive, easy way to process credit cards and other forms of electronic payments.

Our Virtual Terminal allows you to:
  • Manually enter payment information using a computer keyboard or mobile device.
  • Submit and receive real-time payment authorizations.
  • Instantly generate emailed receipts.
  • Generate invoices and process recurring billings.
  • Issue refunds back to a customer’s credit card.
  • Safely store and retrieve customer information.
  • Easily transmit transaction batches.
  • Implement fraud-prevention features.
  • View complete transaction history.

Redicheck—iTransact’s Electronic Check Services:

For only a small transaction fee and a monthly fee, your customers can pay you with a check on our secure server. All your customers have to do is enter their checking account info into your shopping cart when they check out, and within a few short days you will receive a physical check from us that you can then deposit into your bank account. It's so easy and convenient!

NACHA:

Collect a customer’s checking information and upload and deposit directly to your bank account! As long as your bank is capable of accepting the NACHA file—this can be set up almost immediately.

ACH:

Process checks electronically via the Automated Clearing House network. Typically cheaper than credit cards and ensure you give your customer every possible payment option. And best of all, it all works in our gateway so its simple and convenient

Cash Advance:

Does your business need cash? With iTransact, you can borrow against your monthly processing so that you can expand or grow your business.